Wallet Funding and Payouts

WalletReference

Wallet Funding and Payouts

How wallet funding, posted cash, holds, payout timing, and proof-linked settlement flows work across PayToCommit.

Page sections5

Each section is linked and available for Docs AI citations.

Enterprise accessScoped and auditable

Keys stay tied to an app, a purpose, an approved consent scope, and a clear billing lane.

Access ruleGalactus locked

Galactus unlocks after one verified completed commitment in the last 30 days. Create your account first, then finish one verified commitment to open Docs AI.

Knowledge baseStart-to-finish guides for first funding, proof timing, results, and the social layer.

Knowledge Base Getting Started Commitment Market Lifecycle First Deposit and First Stake

EnterpriseConsent scope, identity-backed matching, usage billing, and application setup.

Enterprise Services Developer Portal and Platform Workspace Human Reliability API Enterprise Dashboard and HRS History

Developer hubPublic docs for evaluation, then the signed-in workspace for projects, keys, and customer history.

Open developer hub Request sandbox access Open platform workspace Open customer drill-down

Core rulesIdentity, consent, proof integrity, and protected access rules.

Biological Signature Protocol Identity & Consent Proof Submission and Mobile Capture

Wallet states

Wallet cash moves through pending, posted, held, and paid states. Only posted cash is spendable and withdrawable.

Funding holds, open market holds, and unresolved settlement holds stay separate from posted wallet balance until they clear under the published rule.

Funding methods

Verified accounts can fund by Apple Pay, Google Pay, debit card, or ACH and wire where eligible. ACH and wire follow the published minimum and fee rules.

Funding events must post successfully before wallet cash becomes available. Failed or reversed funding does not enter spendable wallet balance.

Proof-linked settlement

Funding can begin on web or mobile, but STP-sensitive proof submission routes through the mobile app so the platform can run device-backed capture, timing, and challenge-response flows.

Desktop remains available for browsing, joining, wallet review, and market management. Markets that require stronger proof capture stay unavailable for desktop proof submission.

Wallet recovery boundary

The Commitment Wallet follows its own continuity-key and device-access rules. Support can point you to wallet-access policy, but it cannot recover a lost 12-Word Continuity Key, reset a local wallet password, or bypass wallet-sensitive protections if recovery material is no longer available.

PayToCommit will not ask you to send the 12-Word Continuity Key or your local wallet password through support. Keep recovery material stored privately and use supported on-device unlock options such as local wallet password and approved biometrics where available.

Commitment Network visibility

The public Commitment Network is pseudonymous by default. It records wallet-linked and market-linked activity under platform identifiers rather than exposing a person's legal identity on public surfaces.

Legal-name-backed visibility belongs only to approved organizations using the Human Reliability API under an active consent scope and auditable access rules.

WalletReference